What to know about insurance after the Ontario storm

Storm damage insurance in Southern Ontario: check home and auto coverage fast See what wind, hail, and flood claims may be covered before you file

Southern Ontario residents are assessing damage after a destructive storm swept through the region on Wednesday, leaving many people to review what their insurance policies actually cover. Matt Hands, vicepresident of insurance at Ratehub.ca, says policyholders should first check whether their home or vehicle is protected for stormrelated damage. He noted that many standard home insurance policies cover wind and hail damage, but flooding is often excluded. As communities begin cleanup and recovery, the key step is to confirm coverage details before filing a claim and to understand the limits of a policy for different types of storm damage.